HIP was designed to cover lower income people aged 19 to 64 who are ineligible for Hoosier Healthwise. This sounds great on the surface but there are restrictions. If an employer offers insurance coverage at any price the individual does not qualify. Additionally the cost is $80.00 per month per person. To me this seems a little steep for someone making less than $20,000 per year, but I'm sure it is less than what many insurance companies charge.
As I said earlier, there are restrictions, they are listed below:
- You have not had health insurance in more than six months.
- You do not have access to health insurance through your employer.
- You are not eligible for Medicare or Medicaid.
- You are between the ages of 19 and 64.
- You are a legal resident of Indiana.
- MAXIMUM annual household income is equal to or less than:
1 person in household; $20,400
2 people in household; $27,360
3 people in household; $34,320
4 people in household; $41,280
5 people in household; $48,240
To learn more about the Health Indiana Plan, and for more information on whether or not you may qualify, you can visit the Web site at http://www.in.gov/ or call 1-877-GET-HIP-9
SOURCE: New Albany Tribune
This is a start but I believe the Federal Government needs to provide healthcare for all US citzens without these restrictions