The "Tribune" reported that residents will be able to receive funding to repair their homes even if they are still living in them.
New Directions Housing Corp. is making funds available for emergency repairs. The amounts go up to $5,000 and are available to homeowners with a combined household income totaling 80% or less than the New Albany average. That comes out to $49,450 for a family of four, per Daniel Suddeath's article. Deputy Mayor Carl Malysz encourage residents to contact the New Directions office for more information.
Their number is (502) 589-2272.
This is administered through the New Albany Redevelopment Commission (812) 948-5333. So I would suggest that homeowners call each department to obtain as much help as is available.
Executive Director Joe Gleissner spoke about obtaining additional grant funding during the 2/7/11 city council meeting. CM Messer asked about the homeowners who needed repairs to their roof or other areas. He said that the grant funds should be shared with these people. Mr. Gleissner said that legally the funds must be used only for vacant properties. He offered to make an effort to let resident of the SEJ neighborhood know what funds are available to them.
We need to help Mr. Gleissner with this effort. And we need to tell residents in other neighborhoods about New Directions.
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63 comments:
Thanks for the post,I know some people who could and should benefit from this.
Shirley, I appreciate your posting this. I'll make sure I let people know about it. I've already been doing so, but I'll step it up! Thanks!
I mentioned this program to a neighbor a couple of yrs ago, an elderly person whose home was in great need of repair. She got a new roof and gutters, and some interior plumbing fixes, too, that she desperately needed. So if there is a lower income elderly person or family in your neighborhood who owns a home, tell them about this. Many are not aware of its existence. And it would be nice if those council persons serving areas in need would let people know about it, too.
hey your buddy baylor is running at large, he played you like a fiidle, again you wil lose election day
2/15 5:26
1) Roger Baylor and I are not buddies
2)How do you define "play like a fiddle"?
3) Don't count on it.
Yes. I wouldn't say that Roger and Shirley are "buddies" by any definition of the word. But Shirley gets along well with many people. This is why she'd be great on the council.
It's very interesting some of the people who are coming out to file. This WILL be an interesting election! Maybe we'll get hard workers in local office like we did at the state level (and none too soon)!
Best of luck, Shirley! You deserve to win!
Thank you. I need some encouragement.
it's just trash talk shirley. ignore it. if they didn't see you as a threat they wouldn't waste their time talking trash.
Thanks, that's what my husband said also.
Ted Fulmore, President of the Midtown Neighborhood Assoc. will email more information which I will post here. Different areas of town qualify for funds.
Midtown is an excellent neighborhood association and they have a lot of plans for the upcoming months.
I plan to attend meetings of all of the active neighborhood associations and will share all of the information here.
Did Malysz ever come back and answer the Council's questions regarding the money spent on these homes and yet the price they are required to sell them for? Do you know? Even Messer made sense asking that question and it's so rare Malysz doesn't know an answer to any question. thanks
Shirley, you are a true asset to our New Albany community and wish you the best of luck.
Does the money have to be paid back (like to Redevelopment), when the house is sold?
youre going to lose baird
the houses have to be affordable to someone who makes no more than 80% of the area median income.
area median income for a family of four is around $50,000 (HUD looks at state of indiana at large).
80% of area median income is $40,000. mortgage payments plus taxes and insurance for FHA loans cannot be more than 29% of household income. 29% of $40,000 is $11,600. that is max a family of four can spend on mortgage, property taxes and insurance. if taxes and insurance are a total of $1600, then that leaves $10,000 ($833.33/mo.) for mortgage principal and interest.
go to http://www.bankrate.com/calculators/mortgages/mortgage-calculator.aspx?ec_id=m1027724
type in $131,500 mortgage amount, 30 year term, interest rate of 6.5%. the monthly payment is $831.17.
thus the maximum mortgage payment for a family making the full 80% of area median income is going to be around $131,500. that will be your sales max price.
of course, half the houses are reserved for families making 50% of area median income. that's $25,000 per year for a family of four. 29% of $25,000 is $7250. back out $1000 for taxes and insurance and you have $520.83 a month for mortgage payments. now you're talking about sales prices closer to $80,000.
of course, you don't want people paying the absolute make (29%) of their income to mortgage. that just means more people will default if, for example, the head of household loses his or her job. also, not everyone below 80% of area median income makes $40,000. if you have a family of four that makes $36,000/yr, that could use a house too. To get that family in you need to discount the purchase price more.
Once the initial houses are sold, the sales proceeds will be used to buy more houses in SEJ. Those houses will be fixed up and resold with the same income restrictions. The total number of houses could be 60 before the program is over.
This is exactly what SEJ needs. Lord knows there's plenty of houses to fix up and plenty of moderate income families who will make great homeowners.
If price had ever attended one
-SEJ NSP Meeting,
-E. Spring Street Neighborhood Association meeting,
-E. Spring Street Association Meeting, or
-had ever called up New Directions for a meeting,
then Price would know that NSP is one of the best things to happen to his district in a generation.
He's asking questions now because he never asked any questions earlier.
The programs been here for over a year. Why didn't he ask questions earlier?
The Midtown project was never intended to earn a profit. The homes had lead in the paint and asbestos which had to be removed. They are now extremely energy efficient.
They will be a little more expensive to purchase but the energy savings should make up for it.
Since the Fed was behind the grants there are a lot of regulations which have to be met.
Price hasn't been to one Midtown Association meeting either. Not one.
You're right about the SEJ project, Shirley. These houses will be safe now to live in, and their new energy efficiency will make them more expensive, but it will offset the cost within a relatively short time.
Good luck, Shirley.
the future owners will have very low utility bills.
the future owners will be getting heating assistance.
Shirely,
With the final democratic slate for Mayor in place for the primary, which one do you support the most? Please dont whimp out on us by not answering. We need a real leader who is willing to say what they believe, not just what they think the people want to hear. Where do you stand?
Mark wrote:
I'm shaking my head in amazement. The facts are:
1. Ed Clere came up with a bill to restructure funding for the parks in Floyd County.
2. He spoke with a number of city officials, including the mayor and deputy mayor and I don't know who all else, and they gave the bill a nod.
3. All of a sudden, there was some sort of fervor about it and Gibson wrote a long sort of memo, saying the bill was 'unconstitutional.' He sent this memo to everyone BUT Rep. Clere, so let us be clear about who is not communicating with whom.
4. Gibson, apparently bolstered by local Democrats who are still licking their wounds from Clere's having won two elections, was dispatched to challenge the bill, along with Marcey Wisman.
5. Clere, who had already spoken with the mayor, etc., and who had already written quite a bit of information in this publication, was in Indianapolis, working as your state representative.
6. The meeting yesterday morning began with Gibson speaking FIRST, and not in rebuttal to anything Clere said.
7. Gibson argued that a) he didn't know much about the bill because b) Clere had not communicated with the mayor's office. This was his entire argument, that Clere hadn't given the mayor a reminder phone call.
8. Clere rebutted, saying that he HAD been in touch with the mayor in the beginning and that he had written about the date, time and other pertinent information in this publication.
9. Gibson demanded another turn at the podium (the chairman had already said that each would get one turn), and during that turn, Gibson stated that he does not read the New Albany Tribune.
10. Clere's bill passed out of committee 8-4 and will be heard in the House, at least, and possibly the Senate.
11. Clere has quietly continued doing his work in Indianapolis.
12. Gibson has been all over Twitter and everywhere else, including this Tribune comment section, telling everyone everywhere that 'Yes. Yes he did [call me a liar]. My Representative called his constituent a liar because I don't agree with him.'
Need I comment more? Frankly, Gibson indicts himself here. He did a shoddy job of representing the city. His argument was very weak. He whines and fusses about some imagined mistreatment, while, from all accounts, it was HE who went after Clere in the hallway afterward. Why do we pay this guy to be our city attorney? Because he was nurtured from a young age by our party to do precisely what he's doing: wasting our tax dollars so he can make sure to keep us in control of those all-important tax dollars.
All of the people who have been on here saying they're quitting the Democratic Party, I'm with you. This is the kind of stuff that goes on around here that makes me sick.
Thank you, Representative Clere, for being such a solid and honest and reliable guy. Thank you for putting up with all they've dished out. I won't be a party to it any longer.
Did the SEJ - Midtown project really have the authority to spend almost a quarter of a million dollars on the Cardinal Ritter house?
2/18 4:14 Since I have not heard any of their platforms I do not know who I will be voting for.
2/18 11:13 I believe the Cardinal Ritter House was renovated under different funding than the Midtown Project.
well how about telling us what your platform is Shirley.
I am working on a facebook page and I will post my platform on this blog soon.
2010 Democrat Primary Predictions:
Mayor – Jeff Gahan*
City Clerk - Vicki Glotzbach*
At Large: John Gonder*, Shirley Baird^, Patty Walker^
District 1: Vicki Denhart*
District 2: Bob Caesar*
District 3: Greg Phipps~
District 4: Pat McLaughlin*
District 5: Diane McCartin-Benedetti*
District 6: Suellen Wilkinson~
* predicted winner in general election
^ predicted to lose to republican candidate in general election
~ unable to call
Shirley - the Ritter house was purchased for at least $ 200,000 by the city using Midtown NSP money - ask the Deputy Mayor!
ask marcey, she wont lie.
Sorry about the incorrect information.
You aren't responsible for "incorrect" information when New Albany citizens aren't told the truth!
YOU CAN'T HANDLE THE TRUTH
Mark, that was very interesting reading, and you're right! On everything.
Don't let people try to fool you. Clere did what he was supposed to do. It's these others who are pressuring the rest of us to believe otherwise that keep babbling. On every medium.
This city is really neurotic about a lot of things. I happen to know for a fact that England and Malysz OK'd the parks bill. Why the turnaround has more to do with trying to make Clere look bad somehow, but they were totally behind it in the beginning.
And, Clere is a prince for putting up with the crap. He really is.
What they're trying to do right now, setting up a big special meeting, is a crock of total crap.
It's exactly that kind of silliness that proves you aren't in charge.
The truth is, after all, the truth.
Here are three quotes that I'm certain folks like you won't consider:
"New knowledge is the most valuable commodity on earth. The more truth we have to work with, the richer we become."
– Kurt Vonnegut, Breakfast of Champions
"To be persuasive, we must be believable; to be believable, we must be credible; to be credible, we must be truthful."
– Edward R. Murrow
"If you tell the truth, you don’t have to remember anything."
– Mark Twain
loser baird, how will you feel when baylor beats you out for the third spot on the at large ticket. You were played like a fiddle
Did the SE-Midtown project really have the authority to spend almost a quarter of a million dollars on the Cardinal Ritter house?
Yes, the goal of the program is to improve the neighborhood. Most of that is done by fixing up the worst of the worst houses in SEJ. The program also allows funds to be spent on a community center, which is what Cardinal Ritter is.
I hope, Ms. Baird, that you win.
I agree with Mark and the others. Truth will out, they always say. Ed Clere is a friend of mine. Those who are trying to impugn his integrity do so in some kind of pay-back mentality. They're only after revenge because Ed did exactly what he is supposed to do and, by pretending that he didn't (and advertising widely that he didn't) shows us who has and has not integrity .
@ 12:26 There's all kinds of documented evidence that Ed Clere contacted everyone he should have.
The rest of what's going on is farcical politics and nothing but.
The Cardinal Ritter House was worth $ 290,000 and the city snapped it up for $ 200,000. The cityy made money on the deal! Little catholic people donated thousands of dollars to fix up the house and the city made fools of them.
Why isn't Doug England running again? Can't stand the heat about the Midtown NSP funds? His children and grandchildren don't live in town... do you believe that story?
The city did not make fools out of us "little Catholic people". The Cardinal Ritter House is still being expanded and improved as a community center.
you are way way off on your facts.
the city did not "buy" cardinal ritter house.
But now the Archbishop can't consecrate the "Ritter" Community Center or celebrate Mass for communicants! You were fooled! Just wait until abortion counselors set up shop in the "Ritter" birthplace! Federal funds...
the real 'little people' behind the tea party.
http://www.nytimes.com/2011/02/22/us/22koch.html?_r=1&hp
8:44, you might explain yourself that the city made fools out of "little Catholic people."
As I see it, the city meddled where it was not needed so that the England administration could take credit for saving the day. I'm not convinced the city needed to spend money on a project that is very well handled by "little Catholic people," thank you very much.
Little Catholic people have done a tremendous job with what was a shell of a dwelling and a shameful slum property. They have been aided by local preservationists, ALL who have poured their hearts and souls into the project.
Now we have a wonderful neighborhood asset, thanks to the little Catholic people.
youre a loser baird , your atheist buddy baylor will beat you for third spot.
not even all your catholic "little people" will make any difference.
8:44, I have to take up for the little Catholic people. They've not been made fools of. Don't know where youget that.
Just wait until abortion counselors set up shop in the "Ritter" birthplace!
it's time you come back down to planet earth.
Wow. The 'little Catholic people' have certainly taken a hit on this line-up of comments.
Another thing-the city didn't 'buy' Cardinal Ritter House. You ought to check your facts before getting on here and spouting off like that.
As for Ed Clere, thank God he's stuck with us. All the crap I had to listen to downtown in the past several days has made me realize that Shane Gibson is out to get Ed Clere when he ought to be admiring the man for winning handily after the most disgusting, vile, despicable campaign the Democrats have EVER run down here. I certainly admire him. Somehow, Clere keeps on doing what he does and their nasty, made up crap against him will turn around and bite Gibson and his buddies one day. The behavior I've witnessed this week reminded me of a lynch mob. The more they talked, the madder and more damning they got. Absolutely disgusting.
Baird loser at large, Baylor wanna be at large, the dynamic duo of caped campaigners or in Baylors case caped complainers
a republican year for sure
In my years of experience I have learned that everything is not all black and white.
Nobody's perfect and nobody's all bad.
Point taken, Shirley. But, for the record, I'll tell you how I view Shane Gibson in a little chronology.
As a local Democrat, I was excited to see someone young and with a cute young family file to run for State Representative. I had voted Bill Cochran out because it was time for him to go. I have to say, honestly, that I did not vote FOR Ed Clere,but against Cochran, so Clere got my vote.
When Gibson announced that he was running, I was excited to see a younger candidate, but was torn somewhat because Ed Clere really HAS done an excellent job at the statehouse. No more is it "business as usual" with our representative going to Indianapolis and none of us really the wiser as to what he's doing. They throw around that word "transparent." Clere really is transparent. So, I was challenged to consider whether I wanted to keep a Republican up there who is doing well, or vote according to party loyalty.
It ended up, I needed have no such worry. Gibson quickly showed his hand by telling me personally that Ed Clere closed schools when, in fact, he did not. He told me personally that Clere was "against our kids" and that he "voted for tolls," also completely false. Then came Gibson's big press conference, where he stood on the steps of the police station, surrounded by our mighty public servants in uniform, and said, and I quote, that Clere and his "Indianapolis buddies" had sent out fliers, one of which was "an outright LIE." I was further disenchanted when I started getting fliers--probably 25 to 30--making wild claims as to Clere's poor performance and, in the end, linking him to sex offenders.
I decided to vote for Clere, and my decision was sealed when I began to get the phone calls saying despicable things that I cannot repeat. That clinched it.
My husband talked with Gibson and Nick Stein (who managed his campaign), and they were BRAGGING that Gibson had "stopped ONE mailer." Yes, they said, they'd OK'd every single other one.
That confirms my vote.
This last charade in Indianapolis and since has only justified my position, and I am one proud Democrat who will ALWAYS vote for Ed Clere! After what he's put up with, he deserves a congressional medal or a Nobel prize!
Am I loyal to the Democratic Party? You bet! But NOT when I see someone in our party spreading lies and slandering one of our best public servants.
Shirley when are you going to get the word out on what your platform is. Are you still trying to come up with one?
Teacher Unions - Coming feature:
New look at teachers' contracts due to necessity (no money).
Why so many teachers? How do we change it?
TVs or Internet monitors in all classrooms or maybe just in homes (new meaning of home schooling), also due to unbelievable gas prices (etc.), making busing and car-pools unaffordable.
Fewer teachers all-residing in one location (school administration bldg.) allowing all school buildings to be sold.
Children learn by watching on their own computer, Nintendo DS, iPhone, iPod, notebook or what ever else is out there already (or coming shortly).
The next generations of ‘smart’ children can adapt to what is needed. Maybe we did let them down, or maybe we have just been holding them back.
baird loooooooooooooooooser
baylor, atheist who makes fun of the harvest homecoming and all new albany traditions.
Baird, Baylors mouthpiece until she found out he is running against her
Both losers
baird winner!
I now have a link from this blog to my facebook page "Shirley Baird for City Council". Click the heading "discussion" (Why I am running)and it will give my thoughts on some of the issues.
apparently, someone things that if you disagree with the faux CFA folks, you are baylors mouthpiece.
get real.
For the umteenth time, I am not ANYONE'S mouthpiece. YOU get real.
I'm a Republican. I'm probably on the opposite side of the fence from Shirley on many things. Or maybe not. We probably agree on Sarah Palin. We might even agree on this State House Walkout. I'm not sure what she thinks of Rep. Clere and Rep. Stemler, BOTH of whom I think are the best of the BEST!
But I agree absolutely with Shirley on one very important thing. She is NOBODY'S mouthpiece. And certainly not Baylor's.
I realize that you might not like Republicans, but I ask you in all sincerity to PLEASE stop saying that to her. It isn't fair or nice or even reasonable. It really isn't. Please STOP.
you have been england and baylors mouthpiece for the last 3 years now you say you arent because you are running for council, what a joke baird
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